Deed of Consent Independent Legal Advice …

When obtaining a mortgage, the owner of a property (the person named on the mortgage) will be asked by his lender if there will be any people who will be residing at the property on completion who won’t be named on the mortgage. </p style=”text-align: justify;”> If this is the case, the lender will ask… Continue reading Deed of Consent Independent Legal Advice …

Independent Legal Advice Solicitors in London …

HSBC have a mortgage product called an “indirect mortgage” whereby two (or more) people will be named on the legal title however one person will only be named on the mortgage. As a result, HSBC will require the person who is not being named on the mortgage to obtain independent legal advice by a solicitor… Continue reading Independent Legal Advice Solicitors in London …

Solicitors on the Kensington Mortgages panel …

Kensington Mortgages – Panel Solicitors A lot of mortgage lenders changed the structure of their panels of solicitors over the last four years so that only firms who are Conveyancing Quality Accredited may act for them on residential conveyancing transactions. Ola Leslie Solicitors have been CQS accredited since February 2011 which was when the scheme… Continue reading Solicitors on the Kensington Mortgages panel …

Power of Attorney Solicitors in London …

Important changes to the Lasting Power of Attorney (LPA) July 2015 LPAs are legal documents which permit an applicant to appoint someone who they know and trust to make decisions about their health and welfare or about their financial affairs. Applicants may wish to grant a power of attorney to someone if they fear that… Continue reading Power of Attorney Solicitors in London …

CQS Accredited Solicitors in London …

Why do mortgage lenders require firms of solicitors to be Conveyancing Quality Scheme Accredited? Holding CQS accreditation is now a core requirement for mortgage lenders when looking to appoint firms of solicitors onto their panels. Many law firms were removed from lenders’ panels as they were unable to comply with CQS standards and therefore could… Continue reading CQS Accredited Solicitors in London …

Bank faces Will battle – the Law Society Gazette, 13th July 2015

Bank faces Will battle – the Law Society Gazette, 13th July 2015 A woman who claims Barclays’ will-writing service cost her hundreds of thousands of pounds is taking the bank to the High Court after the Financial Ombudsman Service ruled her claim fell outside the scope of regulators. Tinuola Aregbesola alleges the bank’s £90.00 will-writing… Continue reading Bank faces Will battle – the Law Society Gazette, 13th July 2015

Make a Will Online ?

Why you should not make a Will online or use an unqualified “Will Writer” It is so important to have a current valid will as it will dictate as to how your assets and your estate generally will be distributed as per your wishes. Your estate will not automatically pass to your spouse or your… Continue reading Make a Will Online ?

The new Inheritance Tax band

The Budget – 8th July 2015 An additional nil-rate band was applied yesterday as a result of the emergency Budget. It applies when a property is bequeathed to a beneficiary following the owner’s death. This nil-rate band will be £100,000.00 in 2017 to 2018, £125,000.00 in 2018 to 2019, £150,000.00 in 2019 to 2020, and… Continue reading The new Inheritance Tax band

Settlement Agreements (Employment Law)

What is a Settlement Agreement? (also referred to as a Compromise Agreement) A Settlement Agreement is often entered into when an employee’s current position within a company has been terminated. The termination can be due to redundancy, unfair or wrongful dismissal, or a mutual agreement between an employee and employer to leave a position otherwise… Continue reading Settlement Agreements (Employment Law)

House Prices Soar By Up to 73% Along Crossrail Route

The Crossrail project continues to boost local house prices, with the value of properties in walking distance* of new stations growing by as much as 73% since 2013, new Groundsure research released today reveals. The rate of house price growth in these areas has outstripped the London average by more than 56%. The top five… Continue reading House Prices Soar By Up to 73% Along Crossrail Route